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National Bank of Arizona
Mobile Banking
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National Bank of Arizona understands the vacation ownership industry and provides a superior level of expertise and personalized service. Specializing in serving the unique financing* needs of timeshare property developers, NB|AZ does not provide direct timeshare financing to consumers.

Project Financing | Receivables Financing | HOA Financing

For more information, please contact:

Vacation Ownership Lending

Kristen Carreno
Senior Vice President

Kristen Carreno is a seasoned commercial lending professional with 30 years of experience in all phases of the banking process. The majority of her career has been dedicated to loan origination and underwriting with an accomplished specialty in vacation ownership finance. In 2009, Kristen initiated the Vacation Ownership program at NB|AZ and has been responsible for the origination, underwriting, closing, funding and ongoing management of the loan portfolio. She has been the recipient of the NB|AZ Credit Champion award twice as well as a member of the Mark award program for the past three years. Ms. Carreno holds a degree in international business administration from the University of Texas. Among her many accomplishments, she is fluent in Spanish.

*U.S. based corporations only. Subject to credit approval. Terms and conditions apply.