Credit Reserve Line[cite::66::cite]
A credit reserve line is attached to your NB|AZ checking account. Whenever you attempt to spend more money than is in your account, this line of credit protects you from accidental overdrafts[cite::67::cite].
Visit your banker for details.
Deficit Funds Transfer[cite::70::cite]
When you’re running low on funds, a deficit funds transfer moves money from your NB|AZ® savings, money market or secondary checking account to your primary checking account.
Please visit your local branch for details[cite::69::cite].
Debit Card Overdraft Service
With Debit Card Overdraft Service, NB|AZ covers your ATM withdrawals and one-time debit card purchases at our discretion, even when your funds are unavailable. There is no enrollment fee, and all you need to do to get started is opt-in[cite::68::cite]. To opt-in, login to Online Banking, visit your local branch, or call 800.497.8168.
Best Account Coverage
Select one of our Overdraft Protection services such as Credit Reserve Line or Deficit Funds Transfer, and opt-in to Debit Card Overdraft Service for the best possible coverage[cite::64::cite].