SPRING INTO ACTION - LIMITED TIME OFFER
With a new or existing Home Equity Line of Credit[cite::327::cite], now is the time to act on personal financial goals for 2020 and beyond by:
- Increasing home equity by remodeling or renovating your home
- Consolidating high-interest debts to a lower interest rate
- Going back to school to continue higher education
Enjoy extra financial freedom with instant access to funds when you need them. Take care of personal expenses, investments, home improvements and more with a revolving line of credit. Select the option that best fits your needs.
HELOC PROMO FOR NEW LINES[cite::327::cite],[cite::335::cite]
- 2.99% fixed introductory APR[cite::10::cite] fixed for the first nine months, variable APR of 3.25% - 6.50% thereafter with a draw of $50,000 or greater at closing
- 3.24% fixed introductory APR[cite::10::cite] for the first nine months, variable APR of 3.25% - 6.50% thereafter
HELOC PROMO FOR EXISTING LINES[cite::327::cite]
- 2.99% fixed introductory APR[cite::10::cite] for six months, variable APR of 3.25% - 6.50% thereafter with auto-pay from NB|AZ account – draw of $50,000 or greater at closing
- 3.24% fixed introductory APR[cite::10::cite] for six months, variable APR of 3.25% - 6.50% thereafter with auto-pay from NB|AZ account – draw of $25,000-$49,999.99 at closing
HELOC PROMO FOR EXISTING LINES AT END OF DRAW[cite::327::cite]
- 2.99% fixed introductory APR[cite::10::cite] for nine months, variable APR of 3.25% - 6.50% thereafter with auto-pay from NB|AZ account – draw of $50,000 or greater at closing
- 3.24% fixed introductory APR[cite::10::cite] for nine months, variable APR of 3.25% - 6.50% thereafter with auto-pay from NB|AZ account
STRUCTURED REPAYMENT OPTION (SUB-LOAN)[cite::336::cite]
- 4.24% fixed introductory rate for five years (60 months)
Account Details
Minimum To Finance
$10,001
Rate
Variable interest rate based on FICO, Loan-to-Value and Lien Position
Required Payment
During the 10 year draw period, an interest-only payment, or a $50 minimum, whichever is greater is required. During the 20-year amortized repayment period, amortized principal and interest payments are required. Principal and interest option is also available.
Fee
$0 Origination Fee
$0 Closing Costs
$0 Annual Fee
Account Details
- Convenient access via check and online banking
- Conversion option to fixed rate sub-loan
- Primary residence, second home or vacation homes eligible[cite::327::cite]
- Fast and easy application process