Introductory 0.90% Fixed APR1 for the first 12 months, variable APRs of 3.25% - 6.50% thereafter with autopay from your National Bank of Arizona account. From renovating your home, consolidating debt or simply having easy access to a cash reserve, a Home Equity Line of Credit1 can be a smart way to finance those big plans you have.
FEATURES AND BENEFITS
With a new, existing or end of draw Home Equity Line of Credit. You can improve yourself, your home or your financial outlook.
- Enjoy quick access to funds
- No annual fee
- No origination, appraisal or title fees
- Convenient access through check and online banking
YOUR BIG PLANS, OUR GREAT RATES
HOME IMPROVEMENT
Increase home equity by remodeling or renovating.
GO BACK TO SCHOOL
Enroll in classes to further your education or develop a new skill.
CONSOLIDATE DEBT
Consolidate high-interest debts to a lower interest rate.
VOTED ARIZONA'S #1 BANK
For 18 years, we’ve been voted Arizona’s #1 Bank by Ranking Arizona, the largest business opinion poll in the state. That’s because we put personal relationships at the center of everything we do. And with 56 locations across the state, you’re never more than just a short drive away from a truly personal banking relationship.
DISCLOSURES:
1) Subject to credit approval. Terms and conditions apply. All advertised rates shown are effective as of 06/01/2021 and subject to change without notice. Completed loan application must be received by 08/31/2021 and closed by 11/30/2021 to qualify. Automatic payments from an NB|AZ account required to be eligible for promotional rate. Minimum loan amount of $10,001. Collateral must be owner-occupied single-family residential property, second home or vacation home including condos, townhomes and eligible double-wide manufactured homes with affixed lot located in Arizona. Property insurance is required. An early closure fee of $500 - $1,000 may apply if closed within the first 3 years. Promotional offer applies to new Home Equity Lines of Credit (HELOC). For existing NB|AZ HELOCs, promotional offers apply 1) with a line increase of $50,000 or more, or 2) when at end of draw. Proceeds of HELOC cannot be used to refinance existing NB|AZ debt obligations. Clients with loans already in process are eligible for the promotional offer. APRs: APR effective as of 06/01/2021. Introductory fixed APR is 0.90% for the first 12 months from account opening. After the introductory fixed APR period ends, a variable APR of 3.25% - 6.50% will apply based on commitment amount, loan-to-value, lien position and credit worthiness. The variable APR is based on the Prime Rate as stated in The Wall Street Journal plus a margin and is subject to change without notice. If the variable APR adjusts, it will not exceed 21%. The lowest advertised variable APR is based on 1st lien position, excellent credit, and LTV. See your banker for full details. NMLS #467014