Whether you’re looking to pay off your loans faster or save money each month, you don’t need to wait until you’re at maximum earning potential to refinance. With our Professional Student Debt Refinancing Program[cite::331::cite], you can take control of your debt based on your expected future income with no prepayment penalty. Paying off your loan(s) gives you the freedom to manage your spending/savings and live the life you've worked so hard to create.