Earn points for doing what you love – whether you’re going out or staying in. Earn 3X points on dining, gas, rideshares and transit, cable and internet, entertainment and so much more. Plus, earn 1 point per $1 spent on all other card purchases. All this and many other benefits with no annual fee.

Cash back doesn’t get any easier. Earn 1.5% cash back on every purchase you make. Then choose to redeem your cash back every month, every quarter or when you hit certain amounts. It’s cash back made easy, with no annual fee.

If you like to keep things simple, the choice is clear. The Clarity Card offers you a great low rate without the fees you may normally expect. No late fees. No returned payment fees. No foreign transaction fees. And, of course, no annual fee.