Lease Equipment with Little or No Down Payment

An Equipment Financing Line¹ is a prequalified credit facility that can be drawn upon with as little as 24 hours notice.

If purchasing necessary business equipment will compromise your cash flow, equipment leasing may be for you.

Consider the benefits of the NB|AZ^® Equipment Financing program. For details view the Equipment Leasing FAQs or contact us at 602.212.5587

100% Financing and Low or No Down Payment
With little or no down payment, retain your working capital for daily needs.

Preserve Cash Flow
A lease often provides a lower monthly payment than traditional financing.

Alternative Source of Capital
Avoid last-minute financing and keep existing lines available.

Interest Savings
A lease often gives you a lower after-tax cost of ownership of an asset.

Quick Turnaround
Once a line's in place, transactions can be processed in 24 hours.

Off-Balance Sheet Financing and Tax Advantages
Some leases are accounted for as an equipment rental expense, which can improve your financial ratios and profitability measures while lowering your taxable income.

Available NB|AZ Equipment Leasing Options

Tax Lease¹
With a Tax Lease, NB|AZ Equipment Finance retains the depreciation benefit and passes its income tax savings to you in the form of lower lease payments. Lease payments are often fully tax deductible. And this structure gives you a variety of end of term options.

Finance Lease²
A Finance Lease lets you deduct interest and depreciation as you do with a traditional loan. Ownership of the asset is immediately passed to you at the end of term, or you can choose a predetermined balloon payment to lower your monthly payment throughout the term.



*Final term, rate and structures are determined at the time of purchase and depend on your business objectives and the useful life of the equipment.
¹Equipment financing is subject to credit approval. Certain criteria apply. See a specialist for details. Equipment financing is offered through Zions Credit Corporation, an affiliate of National Bank of Arizona.
²Certain criteria apply.