TREASURY MANAGEMENT
Fee Changes for Commercial Accounts and Treasury Management Services
Notice of Service Fee Changes for Commercial Accounts and Treasury Management Services
We value your business and are committed to delivering financial expertise and banking solutions to meet your specific needs. While we strive to make banking convenient and affordable, we find it necessary to review and adjust the pricing of our services from time to time.
Effective July 1, 2025, the fees shown below will apply to the corresponding accounts and services. These new fees will replace those that were in effect when you initially opened your account or were previously disclosed to you in prior notifications.
Commercial Accounts
Below applies to:
- Commercial Analyzed Checking
- Commercial ECR + Interest Checking
- Nonprofit Analyzed Checking
- Public Funds Analyzed Checking
DEPOSITORY & GENERAL ACCOUNT SERVICES
Service Description
New Fee Effective July 1, 2025
Service Description
Account Monthly Maintenance - Per Account
New Fee Effective July 1, 2025
$23.00/month
Service Description
Credit Entries
New Fee Effective July 1, 2025
$1.60/item
Service Description
Debit Entries
New Fee Effective July 1, 2025
$0.23/item
Service Description
ACH Credits Received
New Fee Effective July 1, 2025
$0.18/item
Service Description
ACH Debits Received
New Fee Effective July 1, 2025
$0.18/item
Service Description
Items Deposited – On-Us
New Fee Effective July 1, 2025
$0.19/item
Service Description
Items Deposited - Local
New Fee Effective July 1, 2025
$0.20/item
Service Description
Items Deposited - Transit
New Fee Effective July 1, 2025
$0.20/item
Service Description
Currency Deposited – Per $100
New Fee Effective July 1, 2025
$0.22/$100
Service Description
Coin Order - Full Box
New Fee Effective July 1, 2025
$4.00/box - $0.15/roll
Service Description
Coin Order - Partial Box
New Fee Effective July 1, 2025
$6.00/box - $0.15/roll
Treasury Management Services
Please note that your account may not be impacted by these changes, as the updated fees will only apply if your account utilizes these services.
ACCOUNT RECONCILIATION SERVICES
Service Description
New Fee Effective July 1, 2025
Service Description
AR Service - One-Time Setup Fee
New Fee Effective July 1, 2025
$100.00/setup
CASH VAULT (CV) SERVICES
Service Description
New Fee Effective July 1, 2025
Service Description
Cash Vault Standard Deposit – Per Deposit
New Fee Effective July 1, 2025
$1.60/deposit
Service Description
Cash Vault – Standard Change Order
New Fee Effective July 1, 2025
$9.00/order
Service Description
Cash Vault – Non-Standard Change Order
New Fee Effective July 1, 2025
$12.00/order
Service Description
Cash Vault Change Order - Per $1,000
New Fee Effective July 1, 2025
$0.0008/$1,000
Service Description
Cash Vault Coin Order - Per Roll
New Fee Effective July 1, 2025
$0.09/roll
Service Description
Cash Vault – Coin Deposit Non-Standard Bag
New Fee Effective July 1, 2025
$8.25/bag
Service Description
Cash Vault – Coin Deposit Federal Ready Bag
New Fee Effective July 1, 2025
$2.25/bag
Service Description
Cash Vault Rolled Coin Deposit - Per Roll
New Fee Effective July 1, 2025
$0.16/roll
Service Description
Cash Vault Counterfeit Processing - Per Note
New Fee Effective July 1, 2025
$5.00/note
Service Description
Cash Vault – Deposit Correction
New Fee Effective July 1, 2025
$8.00/item
Service Description
Cash Vault – Deposit Slip Missing
New Fee Effective July 1, 2025
$8.00/item
Service Description
SmartSafe Vault Credit
New Fee Effective July 1, 2025
$2.00/credit
CONCENTRATION AND INVESTMENT SERVICES
Service Description
New Fee Effective July 1, 2025
Service Description
Loan Sweep Monthly Maintenance - Per Account
New Fee Effective July 1, 2025
$275.00/month
Service Description
Zero Balance Account (ZBA) Monthly Maintenance – Per Child/Sub Account
New Fee Effective July 1, 2025
$25.00/month
GENERAL ACH SERVICES
Service Description
New Fee Effective July 1, 2025
Service Description
ACH Direct Send/Third Party Monthly Maintenance - Per Account
New Fee Effective July 1, 2025
$40.00/month
Service Description
ACH Origination - Debit Item
New Fee Effective July 1, 2025
$0.18/item
Service Description
ACH Origination - Credit Item
New Fee Effective July 1, 2025
$0.18/item
Service Description
ACH Origination - Return NOC DR Item
New Fee Effective July 1, 2025
$6.00/item
Service Description
ACH Origination - Return NOC CR Item
New Fee Effective July 1, 2025
$6.00/item
Service Description
ACH Origination - Dr Return Unauthorized Item
New Fee Effective July 1, 2025
$10.00/item
Service Description
ACH Origination - Overlimit File Count
New Fee Effective July 1, 2025
$50.00/file
Service Description
ACH Origination - Return Report Fax Page
New Fee Effective July 1, 2025
$3.00/page
Service Description
ACH - EDI Report Monthly Maintenance - Per Account
New Fee Effective July 1, 2025
$40.00/month
Service Description
ACH - EDI Report Addenda Count
New Fee Effective July 1, 2025
$0.06/item
Service Description
ACH - Full Block Monthly Maintenance - Per Account
New Fee Effective July 1, 2025
$15.00/month
IMAGE CASH LETTER (ICL) SERVICES
Service Description
New Fee Effective July 1, 2025
Service Description
ICL - Per Deposit
New Fee Effective July 1, 2025
$1.00/deposit
Service Description
ICL Deposited Items – On-Us
New Fee Effective July 1, 2025
$0.14/item
Service Description
ICL Deposited Items – Local
New Fee Effective July 1, 2025
$0.14/item
Service Description
ICL Deposited Items – Transit
New Fee Effective July 1, 2025
$0.14/item
IMAGE SERVICES
Service Description
New Fee Effective July 1, 2025
Service Description
Image Services - Paid Item Image
New Fee Effective July 1, 2025
$0.06/item
Service Description
Image Services - Deposit Item Image
New Fee Effective July 1, 2025
$0.06/item
Service Description
Image Services - Return Item Image
New Fee Effective July 1, 2025
$0.15/item
LOCKBOX SERVICES (LBX)
Service Description
New Fee Effective July 1, 2025
Service Description
Lockbox - Wholesale Monthly Maintenance
New Fee Effective July 1, 2025
$165.00/month
Service Description
Lockbox - Wholesale Item
New Fee Effective July 1, 2025
$0.48/item
Service Description
Lockbox - Retail Item with Coupon
New Fee Effective July 1, 2025
$0.28/item
Service Description
Lockbox - Retail Item without Coupon
New Fee Effective July 1, 2025
$0.35/item
Service Description
Lockbox Deposit
New Fee Effective July 1, 2025
$1.30/deposit
Service Description
Lockbox - Cash Deposit
New Fee Effective July 1, 2025
$10.00/deposit
Service Description
Lockbox - Alert Notification
New Fee Effective July 1, 2025
$0.25/notification
Service Description
Lockbox - eLockbox - Per Item
New Fee Effective July 1, 2025
$0.18/item
Service Description
Lockbox - Exception Items
New Fee Effective July 1, 2025
$0.35/item
Service Description
Lockbox - No Check Mail
New Fee Effective July 1, 2025
$0.35/item
Service Description
Lockbox - eLockbox Data Transmit Monthly Maintenance
New Fee Effective July 1, 2025
$100.00/month
Service Description
Lockbox - Image Monthly Maintenance
New Fee Effective July 1, 2025
$50.00/month
Service Description
Lockbox - Image Transmission Monthly Maintenance
New Fee Effective July 1, 2025
$60.00/month
Service Description
Lockbox - Receivables Online Monthly Maintenance
New Fee Effective July 1, 2025
$120.00/month
Service Description
Lockbox Courier - Package Preparation
New Fee Effective July 1, 2025
$65.00/month
Service Description
Lockbox - Special Sort
New Fee Effective July 1, 2025
$30.00/sort
Service Description
Lockbox - Custom Development (HR)
New Fee Effective July 1, 2025
$200.00/hour
Service Description
Lockbox - Mail Forward - 30 Days
New Fee Effective July 1, 2025
$150.00/occurrence
REMOTE DEPOSIT CAPTURE (RDC) SERVICES
Service Description
New Fee Effective July 1, 2025
Service Description
RDC – Per Deposit
New Fee Effective July 1, 2025
$1.00/deposit
Service Description
RDC Deposited Items – On-Us
New Fee Effective July 1, 2025
$0.14/item
Service Description
RDC Deposited Items – Other
New Fee Effective July 1, 2025
$0.14/item
Service Description
RDC Mobile - Per Deposit
New Fee Effective July 1, 2025
$1.00/deposit
Service Description
RDC Mobile Deposited Items – On-Us
New Fee Effective July 1, 2025
$0.14/item
Service Description
RDC Mobile Deposited Items - Other
New Fee Effective July 1, 2025
$0.14/item
TREASURY INTERNET BANKING (TIB) SERVICES
Service Description
New Fee Effective July 1, 2025
Service Description
TIB - ACH Monthly Maintenance - Per Account
New Fee Effective July 1, 2025
$35.00/month
Service Description
TIB ACH Originated Item
New Fee Effective July 1, 2025
$0.18/item
Service Description
TIB - Wire Monthly Maintenance - Per Account
New Fee Effective July 1, 2025
$10.00/month
Service Description
TIB - Domestic Wire
New Fee Effective July 1, 2025
$12.00/item
Service Description
TIB - International Wire
New Fee Effective July 1, 2025
$30.00/item
Service Description
TIB Prior Day – Per Transaction
New Fee Effective July 1, 2025
$0.15/item
Service Description
TIB Same Day – Per Transaction
New Fee Effective July 1, 2025
$0.15/item
Service Description
TIB - Stop Payment
New Fee Effective July 1, 2025
$20.00/item
Service Description
TIB ACH EDI Report - Per Account
New Fee Effective July 1, 2025
$7.00/account
Service Description
TIB ACH Return Report - Per Account
New Fee Effective July 1, 2025
$7.00/account
Service Description
TIB Sweep Activity Report – Per Account
New Fee Effective July 1, 2025
$7.00/account
Service Description
TIB - Physical Security Token
New Fee Effective July 1, 2025
$75.00/token