Businesses today need options, not excuses.
Securing financing for your small business should be based on what’s fair and equitable.
The National Bank of Arizona Small Business Diversity Banking Program was designed to increase access to capital for women business owners. We know that women have been underserved and are underrepresented when it comes to financing their businesses. At National Bank of Arizona, you can get access to the vital funds your business needs to grow. Because we are thoroughly committed to our role as a community bank, you’ll have the support of a knowledgeable, helpful local banker who will be there to serve your funding needs today and beyond.
It’s about the relationship.
Being a community bank isn’t a slogan. It’s a role that brings people and their businesses together. Our Small Business Diversity Banking Program is about breaking down barriers and putting our relationship bankers to work on a plan that matches the needs of your business.
When you do the right thing, people notice. We’re proud to have received high satisfaction ratings from business owners. It comes from long-standing relationships with business bankers within the community who understand local businesses and the local market. The bottom line is this: working with you to arrive at a financing solution that will work for you.
The Small Business Diversity Banking Program can be the opportunity you've been looking for:
- Wider access to loans and lines of credit through Special Purpose Credit Program underwriting guidelines can assist women business owners who might otherwise be denied.
- Equity is promoted for those who have experienced economic disadvantages.
- Definitions of qualifying groups are based on established standards from governmental and regulatory agencies.
Your business may qualify for one or more of these available small business loan options:
- Business Access Lines of Credit up to $25,000
- Business Access Term Loans up to $175,000
- Secured, Unsecured or Undersecured Lines of Credit
- Secured, Unsecured or Undersecured Term Loans
- Owner-Occupied Real Estate Loans
- Long-Term Fixed Asset Financing
Who Qualifies for a Women's Small Business Loan?
- A small business with more than 50 percent of the ownership or control held by 1 or more woman; and more than 50 percent of the net profit or loss accruing to 1 or more woman.
- The business is located within Arizona.
- Gross Annual Revenue is not to exceed $10 million.
- Types of business
- Sole Proprietor
- Partnership
- Limited Liability LLC
- C Corp
- S Corp
- Non-profit
What is the process for obtaining a women's business loan?
See the section below to fill out the contact form, call us or schedule an appointment to meet with a knowledgeable business banker who can guide you in helping to secure the financing that’s right for you.
Gather the required information and documents.
Submit an application. Once your application is received, we’ll give you a timely decision made locally.
Payments and Loan Terms:
Lines of credit offer the flexibility of revolving credit while term loans range from 12 to 84 months and offer a fixed rate with predictable monthly payments.
- For a Business Line of Credit, borrow up to $50,000, get a same-day decision and next-day business funding. Your credit line is restored as you pay down the amount of capital you have used.
- Loans and lines of credit are available up to a $1,000,000 maximum loan amount. However, most term loans are under $175,000 and typical lines of credit do not exceed $25,000 to $50,000.
- Our experienced small business bankers can help you determine the right loan to expand your business, refinance debt, purchase assets or meet other short- or long-term needs. Contact us using the form below, call us or schedule an appointment at your nearest branch.
