Want financing that’s in step with your business goals?
It’s an honor for us to provide lending solutions to veterans like you who work hard to build the dream.
The National Bank of Arizona Small Business Diversity Banking Program comes from the true definition of community banking. Providing access to capital for veteran business owners is a way we acknowledge the contributions you have made and continue to make. One of our experienced bankers can help you build your business your way. Count on us to provide seasoned guidance and streamline the process for short-term or long-term financing to fuel your future growth.
It’s about the relationship.
The Small Business Diversity Banking Program was built just for businesses like yours. It’s the essence of being a community bank -- helping to put people and their businesses on the path to prosperity. Through our Small Business Diversity Lending Program, new possibilities come to life as our experienced bankers work with you to devise a plan that aligns with your business goals and future plans. We rank high because owners speak to a real banker when they call, and they can benefit from experienced guidance and industry knowledge.
Access a Small Business Diversity Banking Program loan and build a stronger foundation for your business:
- Wider access to loans and lines of credit through Special Purpose Credit Program underwriting guidelines can assist veteran business owners who might otherwise be denied.
- Equity is promoted for those who have experienced economic disadvantages.
- Definitions of qualifying groups are based on established standards from governmental and regulatory agencies.
Your business may qualify for one or more of these available small business loan options:
- Business Access Lines of Credit up to $25,000
- Business Access Term Loans up to $175,000
- Secured, Unsecured or Undersecured Lines of Credit
- Secured, Unsecured or Undersecured Term Loans
- Owner-Occupied Real Estate Loans
- Long-Term Fixed Asset Financing
Who Qualifies for a Veteran's Small Business Loan?
- A small business with more than 50 percent of the ownership or control held by 1 or more veteran; and more than 50 percent of the net profit or loss accruing to 1 or more veteran.
- The Small Business Diversity Banking Program defines "veteran" as any person who (1) served in the Army, Navy, Marine Corps, Air Force, Coast Guard or National Guard, including any member of a reserve compnent of the foregoing services, and (2) was discharged or released from service under conditions other than dishonorable.
- The business is located within Arizona.
- Gross Annual Revenue is not to exceed $10 million.
- Types of business
- Sole Proprietor
- Limited Liability LLC
- C Corp
- S Corp
What is the process for obtaining a veteran's business loan?
See the section below to fill out the contact form, call us or schedule an appointment to meet with a knowledgeable business banker who can guide you in helping to secure the financing that’s right for you.
Gather the required information and documents.
Submit an application. Once your application is received, we’ll give you a timely decision made locally.
Payments and Loan Terms:
Lines of credit offer the flexibility of revolving credit while term loans range from 12 to 84 months and offer a fixed rate with predictable monthly payments.
- For a Business Line of Credit, borrow up to $50,000, get a same-day decision and next-day business funding. Your credit line is restored as you pay down the amount of capital you have used.
- Loans and lines of credit are available up to a $1,000,000 maximum loan amount. However, most term loans are under $175,000 and typical lines of credit do not exceed $25,000 to $50,000.
- Our experienced small business bankers can help you determine the right loan to expand your business, refinance debt, purchase assets or meet other short- or long-term needs. Contact us using the form below, call us or schedule an appointment at your nearest branch.