( 1 ) Subject to credit approval. Terms, conditions and restrictions apply. Advertised rate is effective 10/01/2020 and subject to change without notice. Banker must meet with client and conduct a Needs Assessment in order for the client to be able to obtain the promotional offer. Underwriting must be completed by the Business Banking Loan Center (BBLC) only. Existing loans qualify for the promotional offer when refinanced during the campaign period and the loan amount is increased by a minimum of 25% of the current outstanding loan balance. Clients with loans already in process may be eligible for the promotional offer if the loan is not already closing/closed; however, Banker must meet with client and complete Needs Assessment in order for client to obtain the promotional offer. Completed applications must be received by 01/31/2021 and closed by 05/14/2021 to qualify. Automatic payment from an NB|AZ business account is required for rate and fee discounts. Prepayment penalty applies for paying the outstanding balance in full during the initial three (3) years. 3% year one, 2% year two and 1% year three. An appraisal fee deposit will be collected from the borrower at the time of approval. A credit of up to $1,000 toward appraisal costs will appear on the settlement statement at loan closing. Credit will be for full appraisal fee amount if under $1,000 or a maximum of $1,000 if appraisal fee is over $1,000. Promotional rate fixed for first 10 years of the loan. See your banker for details.
( 2 ) Subject to credit approval and property evaluation. Terms and conditions apply. Contact a banker for details. Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and the applicable schedule of fees, or speak with a banker for more details. NMLS #467014
( 3 ) Subject to credit approval; SBA approval. Terms and conditions apply. Contact a banker for details.