(1) Loans subject to credit approval. Terms and conditions apply. Offer good June 1, 2021 through Oct. 31, 2021. Loan must be approved by November 30, 2021 and book within 90 days of the loan approval date. New loans only. Excludes construction loans and refinancing of existing NB|AZ® loans. Properties must meet owner-occupied definition as defined by NB|AZ. Special use commercial real estate is subject to additional limitations. SBA 504 loans are eligible. Offer available on loan amounts of $250,000 to $5,000,000 and must be fully funded at closing. Introductory rate of 0.90% is fixed for the first 12 months. After 12 months, rate reverts to a promotional fixed rate of 2.99% for years 2-10. Maximum fixed rate option is 10 years. If term exceeds 10 years, rate will revert to promotional variable rate for remaining term. Origination and lender fees waived. Applicant is responsible for all third-party fees incurred until the loan is closed. At which time, up to $5,000 promotional credit will be applied toward 3rd party closing costs. Prepayment penalty applies. This is not an offer to lend. Loans are subject to credit approval in accordance with Bank eligibility and lending guidelines. Other lending programs are available. Offer subject to change at any time. See banker for full details.