Securing The Working Capital Your Business Needs
From time to time, most businesses may need interim financing to fund short-term working capital needs associated with:
- Accounts receivable
- Inventory
- Taking trade discounts
- Seasonal shortfalls
- Other short-term needs
With a line of credit[cite::10::cite] from National Bank of Arizona®, you may easily finance all your short-term working capital needs at competitive rates and terms. Our highly-trained business and commercial bankers have expertise in a wide variety of industries and will sit down with you to discuss specific needs, market conditions, and how best to capitalize on growth opportunities.
- For borrowing needs under $50,000, get a same-day decision and next-day business funding with our Business Access, application only, line of credit. This option can provide overdraft protection for your NB|AZ® business deposit account and is easily managed through online banking.
- For financing needs over $50,000, we’ll work with you to customize a line of credit that addresses your specific needs and helps you achieve your strategic goals.
Learn about Term Loans to finance fixed assets, equipment, vehicles, owner-user commercial property and other long-term capital needs.
Business Access Line of Credit
An unsecured revolving line of credit, which provides flexible options for working capital to meet short-term cash flow needs under $50,000.
Unsecured Line of Credit
An unsecured revolving line of credit provides a flexible option for meeting short-term cash flow needs up to $250,000.
Secured Line of Credit
For larger financing needs, a revolving line of credit can be secured with assets such as accounts receivable, inventory or titled collateral, including vehicles, furniture, fixtures, equipment (FF&E), or heavy equipment.