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National Bank of Arizona

Small Business Banking

Small business drives both our local and national economy and at NB|AZ®, we understand the importance of providing the right financial tools to grow Arizona businesses. From a variety of credit options to cash flow management solutions, our experienced bankers will work closely with you to customize both short and long-term solutions to meet your goals.

National Bank of Arizona® was founded on a mission of building local relationships and providing exceptional customer service. More than 25 years later our approach hasn't changed. We still pride ourselves on providing local expertise and delivering award-winning service. More than just a business bank, we've expanded to a full-service financial institution offering a suite of products and services tailored to our clients' lives. This comprehensive approach to banking enables NB|AZ® to be the only bank you need.

Business Checking Essentials
Business Connection
Added Value for Relationship Banking
Comprehensive Business Checking
Classic Savings
Personal Loan
Money Market
Classic Money
Auto Loans
of Deposit
Flexible Savings
AmaZing Rewards®
For Business Card
Earn Points with
Every Purchase
AmaZing Cash® For Business Card
Earn Cash Back with Every Purchase
AmaZing Rate® For Business Card
The Advantage
of a Low Rate
Convenient Online
More Payment Options
From More Places
Receivables &
Payables Solutions
Protect Your
Credit Options
Cash Flow Financing
  • Revolving Lines of Credit: Access to additional capital for your business needs.
  • Business Equity Lines: Working capital secured with owner occupied real estate.
  • Business Reserve Lines: Ongoing cash flow management tool with overdraft protection capabilities.
Business & Real Estate Financing
  • Business Installment Loans: Term loans for purchase of equipment or fixed assets.
  • Commercial Real Estate Loans: Owner occupied real estate loans.
  • Leasing Services: Attractive alternative to equipment purchase.
  • Letters of Credit: Both irrevocable stand-by or commercial letters of credit to provide support for a number of financial transactions.
SBA Loan Programs
  • Veterans Advantage: Business loans to help members of the military.
  • SBA Express: Term loans and revolving lines of credit up to $350,000.
  • SBA 7(a): Flexible business financing up to $5 million.
  • SBA 504: Real estate or equipment financing up to $5 million ($5.5 for manufacturers).
All credit products are subject to credit approval. Fees and restrictions may apply.
More Treasury Services
Health Savings Account: Offer a Healthcare Payment Card to your employees.
Account Reconciliation Services: Reduce time manually sorting and tracking checks and deposits.
Deposit Location Reporting: Detailed reporting on deposits from multiple locations to a single NB|AZ account.
CD Rom Check Imaging Services: A convenient, cost-effective way to receive paid and deposited item images on CD-ROM.
Cash Vault: Securely transport cash deposits through our national cash vault location. Monitor deposit activity and place coin/currency orders on our web-based system.
Image Lock Box: Reduce processing costs, speed collections and improve efficiency. Check/remittance data delivered electronically via our secure website.
Sweep Accounts*: Enhance your earnings potential and manage your cash flow.

* Deposits in Corporate Sweep Accounts:
  • are not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other governmental agency
  • are not guaranteed by National Bank of Arizona
  • may involve investment risk and possible loss of the principal amounts invested
More Banking & Investment
In|Group Banking: Discounted banking services your employees can only receive by working for your company. A great enhancement to your benefits package to help attract and retain employees.
Executive Banking: Premium banking services, exclusive benefits and a dedicated Relationship Manager for your personal financial needs.
Private Banking: Elite financial services for clients with high-net worth.
Zions Direct*: The convenience and control of online investing with the personal assistance you deserve.
NB|AZ Wealth Management*: Full-service, sophisticated investment advice, planning and management for business owners.
* Not FDIC Insured. No Bank Guarantee. May Lose Value.
Value Services
Business Visa® Debit Card: The NB|AZ® Business Visa® Debit Card offers your business the ultimate in financial control by combining worldwide acceptance with the convenience you want.
NB|AZ® Purchase Alerts: Monitor your debit or credit card activity with free alerts via email or text message1.
myPHOTOcard®: Display your business logo every time you make a purchase with free, personalized NB|AZ® debit or credit cards2.
Enroll in PC Banking and Make Managing Your Finances More Convenient: PC Banking allows you to easily manage your finances from your own personal computer using software by Quicken® or QuickBooks®. With PC Banking, you will be able to download account statements directly into your software’s register where you will be able to review your transactions and automatically update/reconcile your register. With PC banking you get easy access to pay bills, transfer funds, view check records, access account information and create custom reports. PC Banking is available to all National Bank of Arizona® customers. All data is transmitted over a private network using encryption technologies and as part of the enrollment process, you will be assigned a unique Subscriber ID and PIN to use for your first login. Enroll for PC Banking by visiting a branch, or by calling 1.800.497.8168. Business customers can enroll by visiting a branch.  

All credit products are subject to credit approval. Fees and restrictions may apply. 1. Message and data charges from your wireless provider may apply. 2. First customization is free. $4.95 fee applies for each additional card or design.

Contact A Small Business Specialist

To learn more about our small business solutions, visit your local branch or click here to contact us.