Today's Consumer Loan Interest Rates (Week of September 2, 2008)

Prime Rate is:	5.00%
Prime Rate Effective Date:	4/30/2008
				Sample	Sample
	Rate	Term	APR	Loan	Monthly
Product	Type	(months)	As Low As	Amount	Payment
Home Equity Credit Line¹
Interest Only Payment	Variable	120/240	4.24%	$100,000	$348.49

Home Equity Loan²
Fully Amortized	Fixed	84	6.64%	$100,000	$1,491.73
Fully Amortized	Fixed	120	7.10%	$100,000	$1,166.25
120 Month Balloon Pmt.	Fixed	180	7.11%	$100,000	$904.99
					$45,584.19

Home Refinance Loan³
Fully Amortized	Fixed	60	6.29%	$100,000	$1,946.79
Fully Amortized	Fixed	84	6.29%	$100,000	$1,474.80
Fully Amortized	Fixed	120	6.44%	$100,000	$1,132.43
120 Month Balloon Pmt.	Fixed	180	6.54%	$100,000	$873.31
					$44,590.90

Automobile Loan⁴
New	Fixed	60	7.49%	$20,000	$400.66
New	Fixed	72	7.54%	$20,000	$346.19
Used	Fixed	48	8.19%	$20,000	$490.04
Used	Fixed	60	7.99%	$20,000	$405.43

RV Loan⁵
New	Fixed	84	8.09%	$20,000	$312.62
New	Fixed	120	7.75%	$20,000	$240.02
Used	Fixed	72	8.89%	$20,000	$359.42
Used	Fixed	84	8.35%	$20,000	$315.22

Personal Installment Loan⁶
Fully Amortized	Fixed	36	12.24%	$10,000	$333.29

Credit Card⁷
Visa Platinum	Variable	N/A	10.00%	N/A	N/A
Visa Classic	Variable	N/A	14.00%	N/A	N/A
MasterCard	Variable	N/A	14.00%	N/A	N/A

Reddi-Credit Line⁸
$10,001 - $24,999	Variable	N/A	8.25%	N/A	N/A
$25,000 - $49,999	Variable	N/A	7.25%	N/A	N/A
$50,000 - $100,000	Variable	N/A	6.25%	N/A	N/A

Credit Reserve Line⁹
$500 - $10,000	Fixed	N/A	17.00%	N/A	N/A

All loans are subject to credit approval, verification, and collateral evaluation (if applicable). Credit approval is subject to your meeting specific underwriting requirements. Must be over 18 years old to apply. Products available to Arizona residents only and are subject to change without notice.

¹ APR is variable, subject to change monthly, and based on the Prime Rate plus a margin. The margin ranges from minus 0.76% to plus 0.10%. APR shown includes relationship discounts and is the lowest available rate. Automatic payment from a National Bank of Arizona account, maintaining consumer and/or business deposit accounts with minimum balances, and maintaining a personal and business credit card,and maintaining a personal and business check (debit) card are required to obtain the lowest available rate. Other APRs are available. The APR may increase by up to 0.76% if any discount requirements are discontinued or cancelled. Prime rate is periodically published in the Wall Street Journal, Western edition. Maximum APR is 21.00%. In no event, will the APR be less than 4.24%. Plan subject to $15.00 charge for any check written for less than $500 and Early Closure Fee of $500 for terminating your line within the first three years. No points, closing costs or third party fees. Property value will be determined by National Bank of Arizona – any external appraisal requested by borrower will be at borrower’s expense. Limited to owner-occupied property with up to 80%
combined loan-to-value (LTV); maximum LTV determined by property value. Property insurance required. Other restrictions may apply, contact branch for details.

² APR shown includes relationship discounts of 0.76% and is the lowest available rate. Automatic payment from a National Bank of Arizona account, maintaining consumer and/or business deposit accounts with minimum balances, maintaining a personal and business credit card, and maintaining a personal and business check (debit)card are required to obtain the lowest available rate. Other APRs are available. The APR may increase by up to 0.76% if any discount requirements are discontinued or cancelled. No points, closing costs or third party fees. Property value will be determined by National Bank of Arizona – any external appraisal requested by borrower will be at borrower’s expense. Limited to owner-occupied property with up to 80% combined loan-to-value (LTV); maximum LTV determined by property value. Property insurance required. Other plans are available. Other restrictions may apply, contact branch for details.

³ APR shown includes relationship discounts of 0.76% and is the lowest available rate. Automatic payment from a National Bank of Arizona account, maintaining consumer and/or business deposit accounts with minimum balances, maintaining a personal and business credit card,and maintaining a personal and business check (debit) card are required to obtain the lowest available rate. Other APRs are available. The APR may increase by up to 0.76% if any discount requirements are discontinued or cancelled. No points, closing costs or third party fees. Property value will be determined by National Bank of Arizona – any external appraisal requested by borrower will be at borrower’s expense. Limited to owner-occupied property with up to 80% loan-to-value (LTV); maximum LTV determined by property value. Property insurance required. Other plans are available. Other restrictions may apply, contact branch for details.

^{4 5} APR based on credit history, length and amount of loan, and age of vehicle. APR shown assumes excellent credit history, includes relationship discounts of 0.76% and is the lowest available rate. Automatic payment from a National Bank of Arizona account, maintaining consumer and/or business deposit accounts with minimum balances, maintaining a personal and business credit card, and maintaining a personal and business check (debit) card are required to obtain the lowest available rate. Other APRs are available. The APR may increase by up to 0.76% if any discount requirements are discontinued or cancelled. Vehicle insurance required. Other restrictions may apply, contact branch for details.

⁶ APR based on credit history, length and amount of loan. APR shown assumes an unsecured loan, excellent credit history, and includes relationship discounts of 0.76% and is the lowest available rate. Automatic payment from a National Bank of Arizona account, maintaining consumer and/or business deposit accounts with minimum balances, maintaining a personal and business credit card, and maintaining a personal and business check (debit) card are required to obtain the lowest available rate. Other APRs are available. The APR may increase by up to 0.76% if any discount requirements are discontinued or cancelled. Other restrictions may apply, contact branch for details.

⁷ See table below. Other restrictions may apply, contact branch for details.

Annual Percentage Rate For Purchases, Cash Advances, & Balance Transfers	Visa Platinum		Visa Classic		MasterCard
	10.00%		14.00%		14.00%
Variable Rate Information	APR is variable, subject to change monthly, and based on the Prime Rate plus a margin. Prime Rate is the published commercial loan variable rate index held by two of the following banks: JP Morgan Chase & Co., Wells Fargo Bank, and Bank of America. If no two banks are alike, the median rate will apply. APR is accurate as of June 2008 and may have changed since that date. To find out what may have changed, please call our Customer Service Center toll free at 1-888-758-5349.
Grace Period For Repayment of Balances	No periodic finance charge on purchases will be assessed if you paid the total new balance listed on the previous monthly statement in full by the payment due date (which is 25 days from the monthly statement closing date); otherwise, a periodic finance charge will be assessed on each purchase item from the date of transaction. A periodic finance charge on cash advances will be assessed on each cash advance from the date of such advance; there is no grace period within which a cash advance can be repaid without incurring a finance charge.
Method of Computing The Balance For Purchases	Average Daily Balance method (including new purchases)
Annual Membership Fees	None
Minimum Finance Charge	$1 if billing period ends with a balance due
Transaction Fee For Purchases	None
Transaction Fee For Cash Advances	2% of the Cash Advance, with a $3 minimum and a $50 maximum fee
Foreign Currency Exchange Fee	1% of the amount of the transaction calculated in U.S. dollars
Balance Transfer Fee	$0
Late Payment Fee	$29
Overlimit Fee	$29

⁸ APR is variable, subject to change monthly, and based on the Prime Rate plus a margin. Prime rate is periodically published in the Wall Street Journal, Western edition. APR shown includes relationship discounts of 0.76% and is the lowest available rate. Automatic payment from a National Bank of Arizona account, maintaining consumer and/or business deposit accounts with minimum balances, maintaining a personal and business credit card, and maintaining a personal and business check (debit)card are required to obtain the lowest available rate. Other APRs are available. The APR may increase by up to 0.76% if any discount requirements are discontinued or cancelled.Maximum APR is 21.00%. Minimum APR is 4.24%. There is no stated maturity or term for this product. You may cancel at any time with written notice to us. We may cancel at any time without cause upon 15 days written notice to you. Minimum monthly payment will be 1.50% of your outstanding principal balance plus accrued interest and other charges. If the outstanding balance is $75 or less, payment is due in full. Other restrictions may apply, contact a branch for details.

⁹ You may have up to two (2) Credit Reserve Lines. The combined credit limit is determined based on your income and ability to repay. The combined credit limit can not exceed $10,000. There is no stated maturity or term for this product. You may cancel at any time with written notice to us. We may cancel without cause upon 15 days written notice to you. If you close your checking account, you will be required to repay the outstanding principal balance plus interest and fees immediately in full. At National Bank of Arizona’s option (subject to credit approval), you may be able to repay the outstanding principal balance in monthly installments not to exceed 36 months. Minimum monthly payment will be 2.78% of your outstanding principal balance plus accrued interest and other charges. If the outstanding balance is $20 or less, payment is due in full. Other restrictions may apply, contact a branch for details.