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Frequently Asked Questions:

What types of credit cards are available?
Which type of card is right for me?
How will my credit limit be determined?
If approved, when will I receive my card?
Is there an annual fee?
Is there a rewards program available?

Click here to view the Application Process

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Answers to Frequently Asked Questions:

What types of personal credit cards are available?

We offer Visa Classic, Visa Platinum, and MasterCard. Refer to product detail to compare card types.

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Which type of card is right for me?

The right card for you depends on your specific needs and the amount of credit you qualify for. Refer to product detail to compare card types.

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How will my credit limit be determined?

Your credit limit is determined based on your income and ability to repay.

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If approved, when will I receive my card?

You will usually receive your card in 10 business days.

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Is there an annual fee?

No.

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Is there a rewards program available?

You may enroll in our Connect One rewards program. When you use your enrolled credit card for day-to-day purchases, you accumulate points that can be redeemed for a variety of rewards including travel packages, hotel stays, car rentals, and gift certificates to more than 20 nationwide restaurants and retailers. You will be charged an enrollment fee of $25.00 and an annual membership fee thereafter.

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