

If you are a first time buyer with limited savings for a down payment, ask
about our Affordable Housing Programs. These programs provide down payment
and closing cost assistance, low percentage down payment loans and competitive
rates. With less out-of-pocket expense you retain more of your savings for
the unexpected expenses of home ownership. Conventional, FHA and VA loans
are available.
If you have a limited credit history, you will need a lender who understands
credit issues caused by uncontrollable circumstances. Our flexible underwriting
can assist you in obtaining financing.
Get step-by-step information on becoming an eligible home buyer through personal
interiews with housing counselors or technical and educational support classes.
For more information on our Affordable Housing Programs, please contact Ramona
Tovar at (602) 235-6000 or toll free at (800) 655-7622.
Down payment and/or closing cost assistance programs are dependent
upon availability of funds from various community, government or city programs.
Certain income and purchase price limitations apply. Loans subject to credit
approval and property evaluation. Certain restrictions apply.
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