Personal Banking

Want to take a dream vacation, make home improvements, consolidate your debt, or even pay for college tuition with a low interest rate? A Home Equity Credit Line is a very sensible way to finance your dreams and ambitions. Accessing your credit line is as easy as writing a check, and as the principal is repaid, you'll be able to use it again.

A Home Equity Credit Line can give you the security of knowing you can handle unanticipated expenses or financial emergencies that may come your way. Once established, your line of credit will be there for you when you need it. During the draw period, when the revolving credit line is in effect, you can access your money by writing a check. During this time you can pay interest only or principal and interest. After the draw period, the remaining balance in the revolving credit line is amortized over the term of the loan.

Because your Home Equity Credit Line is secured by your home, the interest rate is generally lower than with other loan types. There are no setup fees and in most cases the interest is tax deductible.*

*Be sure to consult your tax advisor for details.

All loans subject to credit approval and property evaluation. Certain restrictions apply.