Business Banking

Our customers deserve more than a one-size-fits all approach to their business accounts. That's why we offer a variety of checking and savings plans to provide all of the services you need while minimizing the time you invest in managing your finances.

Our banking professionals can assist you in determining which account is best for you, based on the anticipated number of checks clearing, deposits made, cash withdrawn or deposited, and any other special banking needs.

Basic Business Checking
Our Basic Business Checking account is designed for small businesses with limited transaction activity. This account is simple and easy to manage.

Business Checking (Without Analysis)
Our Business Checking without Analysis is perfect for businesses that maintain moderate balances but do not require frequent use of special banking services. Business Checking also provides an earnings credit to offset maintenance fees.

Business Checking (With Analysis)
Business Checking with Analysis will analyze the balance of one or more non-interest bearing checking accounts. Full analysis checking is advantageous for businesses that use multiple accounts and services at National Bank of Arizona.

An earnings credit is provided to offset service and maintenance fees for this account. If a service charge deficit exists, you may specify which account (or accounts) will be charged. The earnings credit is calculated on the collected balance, less the 10 percent reserve requirement. In addition, separate statements for each account and a composite statement reflecting all accounts are generated monthly.

Tax Account
A Tax Account allows you to maintain a separate account strictly for funds debited by the Internal Revenue Service via the Electronic Federal Tax Payment System. There is no minimum balance or initial deposit requirement with this account.

Business Interest Checking
In addition to our four business checking accounts, we also offer Money Market Checking for sole proprietors and not-for-profit organizations. This special account provides easy access to funds and a higher interest rate on daily collected balances over $1,000. Corporations and partnerships are not eligible by law.

Money Market Premium
Available to all types of businesses, our Money Market Premium Account provides a vehicle for short-term investment with competitive interest rates and easy access to funds. These accounts offer tiered interest rates for larger balances. Some withdrawal limitations apply.

Business Statement Savings
Shouldn't you be earning interest while you save for your quarterly or FICA tax deposits? The Business Statement Savings Account allows you to earn interest while maintaining nominal daily balances.

Certificate of Deposit (CD)
If you prefer the stability of a guaranteed interest rate on your funds, National Bank of Arizona has a full range of CDs to choose from. Our competitive interest rates are determined by the size of your investment and the length of deposit. Terms are available from 32 days to 5 years. Penalty for early withdrawal.