About NBA

Exceptional growth has been the pattern for National Bank of Arizona since our founding in 1984. In 2006, National Bank of Arizona, a leader in business banking, completed another successful chapter in our continued growth story – achieving record earnings for the 22nd consecutive year. Total assets grew to over $4.6 billion.

As a wholly owned subsidiary of Zions Bancorporation, we are proud to be a top-performing bank within the Zions Bancorporation family of banks and within our peer group across the nation. We realize that bigger isn’t always better, so we have also maintained a focus on asset quality to ensure stability.

Throughout our history, our sound lending philosophy has strengthened our position. At fiscal year-end, our total loans and leases outstanding were approximately $4.07 billion against which we maintain a reserve for bad debts of approx. $44 million, or 1.1%. Total net loan losses for the year ended December 31, 2006 were .29% of loans outstanding.

*In $Billions

At Year End	2005	2006	% Increase
Assets	$4.21	$4.60	9.31%
Deposits	$3.60	$3.70	2.68%
Loans	$3.69	$4.07	9.95%
Equity	$0.30	$0.35	15.59%

Our solid financial performance and continued growth provides us with the necessary resources to offer complete and leading-edge financial services. Our strategic market focus allows us to provide personalized relationship banking that delivers creative and constructive solutions. And, our team of experienced professionals enables us to understand our customers’ specific needs.

The most important force for our strong performance is our dedicated and effective team of talented employees who, year after year, enable National Bank of Arizona to be among the nation’s most efficient and productive banks. As of January 17, 2007, National Bank of Arizona merged with The Stockmen’s Bank headquartered in Kingman, Arizona. The Stockmen’s Bank has approximately $1.2 billion of total assets and 43 offices. The acquisition of this excellent community bank expands our presence in Arizona to 54 communities and deepens our staff of experienced and capable bankers. We look forward to serving our communities into the future with continued strength and resourcefulness. With this strategic acquisition, we are positioned for continued growth and sound performance in the future.

Ownership: National Bank of Arizona is a wholly owned subsidiary of Zions Bancorporation, headquartered in Salt Lake City, Utah.

For information on Zions Bancorporation click here.